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FAQ
What types of merchants does National Merchant
Bancard sign up?
Whether you are building an e-commerce Web site, a traditional
brick-and-mortar business or a mail order/telephone order business,
you will want to open a National Merchant Bancard Merchant Account,
which enables you to accept credit cards and/or ATM/debit cards as
payment for customer purchases. We accept applications from almost
all types of business without restriction.
How long before I can accept credit and/or ATM/debit cards and go
live?
You will be able to accept
Visa, MasterCard, American Express and Discover for your products
and services within 24 hours upon completion of the online
application and approval.
I’m not sure what terminal, equipment or software I should buy.
What is best for my business?
Whether you are starting a new business or expanding an existing
one, National Merchant Bancard has the payment solution to support
your processing needs. National Merchant Bancard serves traditional
and Internet businesses, as well as restaurants, mail
order/telephone order and home-based businesses. The application
process will determine the most appropriate processing solution.
How does Authorize.net integrate with my Web site?
Integrating Authorize.Net into your Web site is simple. You just
add a few hypertext markup language (HTML) tags to the order form on
your Web site. See the Authorize.net User Manual for full
instructions.
How is National Merchant Bancard allowed to process credit cards?
Through National Merchant Bancard, a registered service provider for
clearing and settlement institutions that sponsor National Merchant
Bancard to enter MasterCard and Visa transactions into the
interchange system. The settlement banks are our clearing banks and
are members of MasterCard and Visa associations; therefore, both
card associations are obligated to guarantee the settlement of
merchant funds.
Can I be approved if I have bad credit or no credit?
Yes. We have one of the highest approval rates in the industry.
How do I get my money?
There are four steps to getting your money—initiating, authorizing,
completing the transaction and receiving your funds.
Step 1—Initiating the transaction to verify that a card is
active and within the approved spending limit:
Brick-and-mortar and retail or restaurant
environments—swipe the card or key in the number through a
point-of-sale terminal (i.e., card is physically present).
Mail order/telephone order environments—enter the
card identifiers the customer has provided you by mail, telephone or
fax (i.e., the card is not present).
Internet environment—Customer provides your Web
site with card identifiers (i.e., card is not present).
Step 2—Real-time authorizing, which reduces
chargebacks and catches card-entry errors:
Credit card number is entered. Terminal or
software transmits the credit card number and expiration date and
sales total to National Merchant Bancard. National Merchant Bancard
transmits data to customer’s credit card-issuing bank. Customer’s
issuing bank approves or declines the transaction.
Step 3—Completing the transaction:
Merchant’s terminal or software transmits transaction details to
ational Merchant Bancard in a batch at close of the business day.
National Merchant Bancard forwards transactions to each credit card
company, which redirects the transactions to appropriate banks. Bank
debits credit cardholder’s account and credits National Merchant
Bancard.
Step 4—Receiving your funds: National Merchant Bancard credits
your bank account, usually within two to four business days.
When do my transactions get funded?
Usually within two to three business days after you submit your
batches to National Merchant Bancard.
How is my money protected?
National Merchant Bancard is equipped to address the key protection
issues of both traditional and Internet merchants, including fraud,
loss prevention and chargebacks. The company uses state-of-the-art
security technology, and the Authorize.Net Secure Payment Gateway
uses Secure Sockets Layer (SSL) technology—designed to protect all
merchant and payment information.
What if I need help with my account?
National Merchant Bancard has more than 200 customer service
representatives available to serve you 24 hours a day, 7 days a
week. In addition,
National Merchant Bancard merchant-dedicated web site, allows you to
access your National Merchant Bancard Merchant Account information
online at any time, from any location.
Click Here to Apply Now
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Sign-Up Now through
SEPTEMBER 30
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FREE
CREDIT CARD
PROCESSING
TERMINALS
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You
Save $995
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Application Fee
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Restrictions
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Testimonials
"We were looking for a service with fast response, a
professional look, flexibility, easy for the customers to use, and
easy for us to maintain. We chose National Merchant Bancard for our
baseball glove business and couldn't be more pleased with the
service. Setup was quick and easy, and operation has been very
smooth with no problems at all. Their system includes many great
features not included with many other services and our customers
have reported that the ordering process has been very satisfactory.
I would recommend National Merchant Bancard to anyone wanting to
open an online business...it's a winner!"
-- James Jones
"I own a few carts in a couple of the malls in South Florida and I'm
new to this whole Internet thing. My friend helped me build a
website which had everything I needed except for a credit card
processing system. I called your office and spoke with Sean. I just
wanted to say that he was so helpful and friendly and explained
everything so clearly, that I was able to set up your system on my
website by myself. I'm really excited! Thanks for having a staff
that actually cares."
-- Yaron Mergui
"It was SO quick and easy to sign up; none of the costs and
difficulties the banks wanted to impose on us. You guys were
definitely the fastest, cheapest, easiest, and I haven't had a lick
of trouble since we signed up 6 months ago. Our trust was
well-placed. Thank you!"
-- Renee Taylor
"I just wanted to write and tell you how happy I am to have come
across your company. After searching the Internet for hours to find
the best deal, I have to admit that your deal sounded almost too
good to be true. But what was I suppose to think? I saw some of your
freebies like your free shopping cart and free check software and it
was hard for me to believe that you really offered all of this for
free. I have to tell you, I was surprised to find out that you
really do offer everything you say! I'm definitely a believer.
Thanks again."
-- Seth Gisser
"You guys have been very quick to respond and A++++ on Customer
Service! Being new to the whole Online CC processing thing, the
Customer Service is greatly appreciated."
-- Scott Merrill
"I'd like to tell your readers that if they are skeptical, they
shouldn't be. I was, but you really do make good on every offer!"
-- Bob Ibrahim
"I appreciate your no-nonsense approach. This industry has been
waiting for an offer like this. You have earned my vote."
-- Eric Ben-Mayor
"Thanks for the account, our trust was well placed"
-- Shachar Ginzburg
"I thought "small price, small service", boy was I wrong!"
-- Jess Coburn
"I will recommend your company to all of my fellow eBayers"
-- Ty Hartley
"It was like.. how can they offer all of this? And then you really
did deliver! Awesome!"
-- David Huddlestone
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